Medios de pago digitales
Misiones eliminó las retenciones automáticas en billeteras virtuales
Una resolución de la Agencia Tributaria provincial deja sin efecto la presunción de actividad comercial para usuarios que reciben transferencias o pagos con tarjeta. La medida rige desde agosto y alcanza a cuentas bancarias y virtuales.
El Gobierno de Misiones formalizó la eliminación de las retenciones automáticas que se aplicaban a personas que utilizan billeteras virtuales y tarjetas de crédito para sus operaciones cotidianas. La medida fue anunciada por el gobernador Hugo Passalacqua y se implementó a través de una resolución de la Agencia Tributaria Misiones (ATM), ratificada por el Ministerio de Hacienda provincial.
La nueva normativa comienza a regir en agosto y modifica el criterio que se aplicaba hasta ahora. Cuando una persona no estaba inscripta en ARCA y recibía una transferencia o un pago con tarjeta, el sistema presumía automáticamente que esos movimientos correspondían a una actividad comercial y aplicaba retenciones.
Con el cambio, ese criterio queda sin efecto para los usuarios comunes. Ya no se presumirá que una persona desarrolla una actividad comercial por el solo hecho de recibir transferencias o pagos electrónicos. La medida alcanza tanto a las operaciones realizadas mediante billeteras virtuales (CVU) como a cuentas bancarias (CBU).
Según indicaron desde el gobierno provincial, el objetivo es diferenciar a quienes desarrollan una actividad comercial de quienes utilizan medios de pago digitales para operaciones habituales de su vida cotidiana. De esta manera, se evitan retenciones sobre movimientos que no constituyen una actividad económica gravada.
Si bien este criterio ya se aplicaba en la práctica, la nueva resolución le otorga respaldo formal y establece el mecanismo necesario para implementar el beneficio en este tipo específico de operaciones digitales.
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